Saturday, July 16, 2011

Kindle versus Nook software for the gTablet

I have been using my Viewsonic gTablet for about a month now. In the first 30 minutes I owned it I flashed a new Rom and have a fully functional Android tablet.

One of the primary missions of getting a tablet was to replace my stack of books with something I could take with me. I travel a lot and having access to different topics was important to me. Primarily I read news via RSS feeds so I do not subscribe to magazines. I do, however, read huge amounts of literature. Thus, the original quest was to buy a Nook or Kindle. With the gTab I have the best of all worlds and much more at my fingertips.

Over the last few weeks I have used both programs and have made a decision regarding my favorite.

Both programs are available for download from their respective companies (Kindle for Android, Nook for Android). My thoughts are below:

Kindle software
Pros:
- works with Whispersync so it displays the latest page on any of my devices
- loads a book faster than Nook
- when going to the Droid home screen and executing tasks, my book is on the screen when I return
- full access to the Amazon.com marketplace
Cons:
- The font has a more "pixeled" appearance
- less color settings for reading
- archiving items is not intuitive. Details about the books are more difficult to see
- proprietary Amazon format. What will the future hold for e-Readers? I am not sure, but I struggle with a commitement to a closed architecture path (kind of like AppleOS v Android).

Nook software:
Pros:
- The animated page turns remind me I am reading a book
- More color and font settings. I have chosen "butter" and found a font that nearly resembles a true book
- Touching a book on the screen allows me instantly manage the title - buy, archive, see details
- Graphics! Wow! I have several books with pictures and covers downloaded that just "pop" off the screen
- Open architecture using the "EPUB" format. Personally I browsed my gTab and opened one of these files noting it is nothing more than an XML format. I can copy, archive, and save this for any future e-Reader or technology not yet invented.

Cons:
- the most frustrating issue is exiting Nook to execute other tasks always returns me to the Nook homepage requiring me to re-open the book.
- books are slower to load, to the point when I tap an icon I feel I must not have tapped it to start the book

Conclusion -
I already owned books from both companies and some authors only have Kindle versions available. Both publishers offer nearly all the same titles at close to the same prices. That said, my preference is for the Nook software going forward. Remember, this is not about e-ink or Kindle v Nook. Instead, the following make the Nook software for Android the clear winner: readability and settings, graphics and animation, the EPUB format.

Lastly, I ALWAYS download samples of the titles first. When I see a book I may want I download the sample title (like a wish list) and keep it in my library until ready to purchase. I suggest you download several samples of the same title and compare them side by side. One of my favorite comparisons would be Ghost Rider by Neal Pert (Nook) versus Ghost Rider by Neal Pert (Kindle).

Small Town Destruction - Part II

Small Town Destruction – Part II

In my first column addressing the demise of small towns I pinpointed three items I believe are consistent in the recipe for disaster: highway bypasses taking traffic around town, national retailers undermining local merchants, and outdated alcohol ordinances preventing thriving dining. Objective and specific, I believe the slow withering of communities can be avoided and in no way do I question the emotional appeal of charm or the fabric of the community. Expanding further on the recipe to create sustainability several more key strategies, in addition to the original three, can be implemented.

First, tax policy can drive business toward town center through a reverse property tax or by creating community redevelopment districts. Traditionally property taxes are lower in the suburbs, by reversing the millage rate growth is encouraged toward town and away from the outskirts.

Second, mixed-use and re-use are critical to a thriving downtown. For example, a national drugstore or bookstore may come to town, but in place of a new steel and concrete structure replicated nationwide, require use of existing buildings and rehabilitation. As an avid fan of James Howard Kunstler, I must agree with his descriptions of “programming” the content inside the building versus the “container” that makes up the structure. A drugstore could operate from a 100-year old building, thus preserving the unique character of individual towns. Mixed-use and appropriate zoning would allow shopkeepers, or tenants, to live above shops in town center increasing rent and covering fixed costs for the building owner.

Third, discretionary consumerism should be incidental to the town center, not the primary focus. In a struggling economy counting on the luxury purchase of boutique goods will not save businesses. I propose keeping banking, postal, personal care, hardware, and grocery near town center instead of spreading these key needs to faceless strip malls located in yet to be developed suburbs. Consuming luxuries will follow naturally in a shopping district providing necessities.

Lastly, zoning and permit approvals should look toward the future by asking what will be left of this “container” if the business closes or moves. For example one national retailer is notorious for abandoning functional stores strongly anchoring numerous small businesses in favor of trading up to a generic “superstore” version located on cheaper land and incentivized by property tax reductions. Once left behind no other business is capable of using the commercial square footage and the nearby businesses that benefitted from the anchor fold, vandalism grows, and the entire shopping center becomes a permanent blight on the community.

Driving through the rural southeast I see success and failure from the window of my car. A thriving community is easily observed versus the shuttered, empty storefronts of a now dead town. I can’t stop and ask about the “charm” or the “fabric” of the community, but I can see the faces of those pondering what happened and why the town died compared to the success of the community next door.

Wednesday, July 13, 2011

Small Town Destruction

Small Town Destruction

In my job I drive through small towns throughout the southeast U.S. It saddens me to see these former, vibrant communities withering away. Most people would find easy reasons for the local downfalls, like manufacturing plants closing. There is some truth to this, and of course the long-term trends in demographics point toward moves toward the suburbs, but I would argue the root cause is the locally self destructive historic actions of the communities themselves. I believe there are three distinct errors.

First, "we need a bypass." One can follow US441, US301, or US1 in Georgia and Florida to see numerous examples. Beautiful towns are bypassed by high speed highways giving no reason to slow and take a look. The land on the bypass is commercialized by modern developers building look-a-like cheap structures found anywhere in America. The unique downtown charm of Main Street is then left to die. Ironically, my Garmin GPS has routed me through many towns, instead of the bypass, as the shorter faster route. I have enjoyed this scenic discovery and reminder of small town charm, and enjoy the scenery of the plantation homes, brick buildings, and unique architecture versus the lackluster appearance of the bypass.

Second, “we need a national retailer.” Too often a local lobby to bring a national big box store to town under the guise of job creation turns into job shift and tax incentives amounting to bribery. Sadly, locally spent dollars give way to money transfer outside the local economy. Given the option between a national retailer and a local merchant, most consumers will choose the big store. The Main Street hardware, grocery or auto repair store, where they know your name, is wiped out by the faceless corporation. Of course, the box store provides amenities like longer hours and opening Sundays, but the minimum wage employees don't know the products, customer names, or industry in which they are selling.

Third, “we can’t have alcohol sales.” Respectfully the values of the conservative South must give way to allow beer and wine sales at local restaurants. The primary revenue stream for restaurants is drinks: soda and tea for $2.00, beer and wine for as much as $5.00 a glass. Without this joyful elixir food choices are not gourmet, but relegated to diner-style, low-end choices forcing consumers to look for other options. My preference would be the locally-owned unique establishment with an atmosphere conducive for business or a romantic evening. These establishments spawn the growth of nearby merchants because there is now a reason to be downtown.

Our own town of Cleveland, Georgia is facing tough decisions, but it appears the local political establishment has opened themselves to public opinion. Next time you travel I encourage you to avoid the highway and take a trip through the nearby small towns. Avoid the bypass; choose the “business” route. Don’t eat at a national chain, but find a local restaurant. If you need something, stop at a local merchant, not a national box store. The recipe for success is not difficult, but sadly undoing the prior destruction, or motions set in place, is nearly impossible.

Wednesday, July 06, 2011

Higher Education Myth

Higher Education Myth (7/6/2011)

My daughter is 15, just finished her freshman year of high school. Like many parents with a high school student I am carefully watching her grades and doing everything I can to ensure she will make it to college. Over the last four decades the number of students going to college has increased, and so have the costs. I was the first in my family to attend college, earning my way on a scholarship and understanding the path in front of me: attend school, work hard, get good grades, and graduate expecting to find a good paying job. Even in the 1980s I was puzzled by the choice of major some would make, possibly liberal arts related and then wonder why they could not find a job. As an Engineer I was showered with job offers and an excellent starting salary (nearly $39,000 in 1990).

Today it appears college has become an entitlement program, fueled by readily available public financing and a willing consumer unqualified to receive a “real education.” In 2011 the average public university cost will be $20,000 per year, and a private school twice that much. Assume your son or daughter is following their passion into liberal arts and a 4-year degree will approach $160,000 with income prospects of $25-30,000 per year; if they are lucky. Sadly, there is an assumption these students are qualified for education, and more so entitled to a job at graduation. I recently heard this anecdote, “Just because you have a fishing license does not mean you know how to catch a fish, or will catch a fish. College degrees are the same, a piece of sheepskin will not guarantee success.”

College debt in America is now $800 billion and less than 54% of graduates in 2010 were able to find work. The Washington Post reported 85% of college graduates will be returning home. As a father, I must weigh what advice I would give my children and truly wonder, unless tuition is covered by a scholarship, whether college is worth the liability (note, I did not say investment) created. Like the housing crisis and shoddy loans, college degrees are being handed out to unqualified and undeserving students with no prospects of work, but fully guaranteed by the U.S. taxpayer. We must remember a fishing license will not cause fish to jump in the boat, nor will a college degree cause paychecks to fall from the sky.

Friday, July 01, 2011

How Small Towns Can Survive (Cleveland, GA)

The following column appeared in the "White County News" 6/30/2011 where I was a guest columnist.

In my job I drive through small towns throughout the southeast U.S. It saddens me to see these former, vibrant communities withering away. Most people would find easy reasons for the local downfalls, like manufacturing plants closing. There is some truth to this, and of course the long-term trends in demographics point toward moves toward the suburbs, but I would argue the root cause is the locally self destructive historic actions of the communities themselves. I believe there are three distinct errors.

First, "we need a bypass." One can follow US441, US301, or US1 in Georgia and Florida to see numerous examples. Beautiful towns are bypassed by high speed highways giving no reason to slow and take a look. The land on the bypass is commercialized by modern developers building look-a-like cheap structures found anywhere in America. The unique downtown charm of Main Street is then left to die. Ironically, my Garmin GPS has routed me through many towns, instead of the bypass, as the shorter faster route. I have enjoyed this scenic discovery and reminder of small town charm, and enjoy the scenery of the plantation homes, brick buildings, and unique architecture versus the lackluster appearance of the bypass.

Second, “we need a national retailer.” Too often a local lobby to bring a national big box store to town under the guise of job creation turns into job shift and tax incentives amounting to bribery. Sadly, locally spent dollars give way to money transfer outside the local economy. Given the option between a national retailer and a local merchant, most consumers will choose the big store. The Main Street hardware, grocery or auto repair store, where they know your name, is wiped out by the faceless corporation. Of course, the box store provides amenities like longer hours and opening Sundays, but the minimum wage employees don't know the products, customer names, or industry in which they are selling.

Third, “we can’t have alcohol sales.” Respectfully the values of the conservative South must give way to allow beer and wine sales at local restaurants. The primary revenue stream for restaurants is drinks: soda and tea for $2.00, beer and wine for as much as $5.00 a glass. Without this joyful elixir food choices are not gourmet, but relegated to diner-style, low-end choices forcing consumers to look for other options. My preference would be the locally-owned unique establishment with an atmosphere conducive for business or a romantic evening. These establishments spawn the growth of nearby merchants because there is now a reason to be downtown.

Our own town of Cleveland, Georgia is facing tough decisions, but it appears the local political establishment has opened themselves to public opinion. Next time you travel I encourage you to avoid the highway and take a trip through the nearby small towns. Avoid the bypass; choose the “business” route. Don’t eat at a national chain, but find a local restaurant. If you need something, stop at a local merchant, not a national box store. The recipe for success is not difficult, but sadly undoing the prior destruction, or motions set in place, is nearly impossible.

Wednesday, June 29, 2011

July 4th 2011

July 4th 2011 (6/29/2011)

Last July 4th I was in Washington, D.C. with my children and wife to watch the nation’s fireworks show. It was a moving experience to visit the Jefferson and Lincoln Memorials, see the Washington Monument, and more importantly to trek through the National Archives to see the Declaration of Independence and Constitution first-hand. In the last 12 months there has been a political shift in the House, political scandals, the death of Osama Bin Laden, and wars started in Libya and now Yemen. Last July 4th gas prices averaged $2.72 versus $3.70 this year, more Americans are on food stamps than ever before – 13% from last year, and housing prices have dropped more than in the Great Depression – down another 5% from last year. With bad numbers at home things must be getting better abroad, but that is far from what is occurring. The European Union appears to be entering a new crisis ignited by Greece and the Japanese earthquake is showing how desperate governments put pride before safety.

July 4th is celebration of the events of the summer of 1776 and the proclamations debated in Philadelphia in July to declare independence from the British. The two statements, “all men are created equal” and “Life, Liberty, and the pursuit of Happiness” are idolized around the world as symbolic of the freedom we have. It was September 17, 1787 that gave us the America we enjoy today; the signing of the Constitution and Bill of Rights. It did take nearly another 18 months to ratify the document, but the America I know came from the forward thinking of our early statesmen.

Many argue the Constitution should evolve with our times. In fairness I must wonder whether a document written to govern 4 million and land east of the Mississippi River where communication was measured in weeks was meant for 250 million citizens, 3000 miles shore to shore, and instantaneous access to all information available in the world. I think it is important to understand from where we came and reflect on the premise of design for a country born of hope out of fear of tyranny. Although our economy is in the toilet and more Americans than ever rely on the government dole to make ends meet, America is still a far better country than most. The visions for a strong republic and classic liberalism philosophies feel like they are fading away. As you watch fireworks this weekend, contemplate life 235 years ago and the excitement and fear in Philadelphia of starting a new country.

Friday, June 24, 2011

G-Tablet Updates - Tips and Tricks

Holy Crap Batman!

The biggest problem I found was no one knows how to sync Outlook Calendars and Contacts. Here is the answer:
Google Calendar Sync. I did this first - NO PROBLEM.

Contacts took a little work.
Here is how to do your contacts. I ran into a "Captcha Error". Here is the link I went to - Unlock your google account.

What else?

You have to read this article -- gives great ideas. PC World Tips on Android.

Our company uses Lotus Notes and I installed the Lotus Notes traveler. All is working great.

My new Tablet Computer

My wife gave me a great new tablet computer for father's day. Check it out here. I think this thing is an iPad killer, but it is horribly lame with the software installed from Viewsonic. When I first turned it on I was blown away - the regular Android software was running. Then a firmware update took place and I was left with Viewsonic's "Touch n Tap." I had already decided I was going to "root" the device and flash a new Rom. There are choices: TNT, Cyanogenmod, CreativeEyes, Mountain Laurel and the list goes on.

Feeling good, but nervous I prepped for the flashing upon arrival. This web site - www.raywaldo.com taught me everything I needed to know. There are several steps:
1) Determine your firmware
2) Install ClockworkMod
3) Flash the new OS

It took me less than 30 minutes.

Coming from the iPhone world I have had some other challenges. What apps to install? How does this thing work? Etc.

I did the following:
1) Installed the equivalent from the Android Market of apps I use on my iPhone
2) I installed Adobe Acrobat
3) I went with Documents to Go for Droid so I could truly edit word documents
4) I found some SQL Server console programs
5) I installed Angrybirds - of course!
6) I got a live desktop that looks like a fish tank - WOW!
7) My Kindle account is installed

I discovered I have 5 screens with which to work and am continuing to navigate. I will share more as I do more, but wanted to document my experience.

Wednesday, June 22, 2011

Defending Yourself

Defending Yourself (06/22/2011)

I wrestled with the title and content of this column realizing I wanted to challenge thought processes. My context is asking, “When would you take up arms?” Recent Supreme Court rulings, at state level and the federal level have eroded 4th Amendment rights. These freedoms have been held sacred since the Bill of Rights passed and evolved from British tyranny and further back to feudal tyranny. Looking around I see this erosion becoming the norm, no longer the exception. Sadly, people who raise questions are now “domestic terrorists” or “troublemakers” harassed through detention, no-fly lists, and watch lists.

If you are pulled aside for additional screening at an airport and suddenly find yourself touched inappropriately by a TSA officer are you willing to yell “Stop!” Are you willing to kick and punch to defend your person? Are you willing to engage local law enforcement to file assault charges? What if you are an 18 year old girl attending your high school prom and security guards run a hand up your bare thigh under your dress? Would you be willing to complain, or more importantly file a lawsuit like Candice Herrara of Santa Fe, New Mexico?

Examples of concern abound. Recent state and federal Supreme Court rulings have changed search and seizure rules allowing police offers more leeway. My question, without cause and absolutely wrong in your view and demanding entry to your home would you let them in? Similarly, what if you are legally and rightfully openly carrying a gun and police officers, not knowing the law, are now threatening you at gunpoint and moving to arrest you, as recently occurred in Philadelphia? What if you were selling unpasteurized milk or free range eggs on your farm and USDA Officials raided your homestead, guns drawn, and arrested you even though no crime was committed.

In theory we are all safe in our homes, our cars, and while traveling. Our founding fathers experienced British tyranny and knew fundamentally they had to protect themselves, their families, and their property. Obsequious citizenry today is leading to a government police state that turns neighbors against each other and infallible beliefs in lawmakers. Sooner or later “Dancing with Stars” will end and a confused America will realize they lost the freedom to defend themselves. Our children will believe pat-downs to attend prom are the norm and police can enter homes anytime. Are you willing to speak up and defend yourself? “The truth is that all men having power ought to be mistrusted,” James Madison.

Wednesday, June 15, 2011

Gestapo and Gulags

Gestapo and Gulags

Congress successfully reauthorized the Patriot Act on May 27th, 2011 with hours remaining before the Act would expire. America is eerily following the same path Hitler’s Nazi Germany took in the early 1930’s; a path of Federal law enforcement, diminished civil rights, and lack of transparency in the courts. The Gestapo was given the authority to investigate treason, espionage, sabotage and criminal attacks against Germany. The basic law passed in 1936 gave the Gestapo the right to operate without judicial oversight. The Gestapo could not be sued by citizens in Administrative court.

Americans are subjecting themselves to our own Gestapo, Department of Homeland Security (DHS) willfully. Examples abound from TSA searches, disrobement, and groping at airports, rail stations, and even high school proms to document and papers required to open a bank account or get a job. Openly over the last 18 years there has been a push from local community law enforcement to a federally dominated model of control. Any local assertion of state’s power is met with federal resistance, like the Arizona and Georgia immigration lawsuits or economic threats to Texas over passing an anti-groping bill. DHS has pushed a “see something, say something” campaign to encourage spying on neighbors and standing up to Big Brother is now cause for consideration as “domestic terrorist.” It was that “domestic terrorism” that brought us freedom and the genesis of our country.

As police power expands, and 1st, 2nd, and 4th Amendment rights are reduced more citizens are being jailed than ever before. The term “Gulag” was originally an acronym for the Soviet agency administering the prisons, but has since come to represent any penal system. America has sharply turned her view on incarceration from on of rehabilitation to mandate. In 1982 approximately 1 of 77 Americans was under “correctional-control”, today that number is 1 of 31. Georgia leads the country with 1 of 13 adults under some type of judicial supervision. Take into account wage garnishment orders, child support orders, and foreclosure liens and judicial findings and the number is higher. Today the United States has the highest incarceration rate (3.1%) and the largest prison population of any country in the world. Even communist China with three times the population incarcerates fewer people.

The trend I see developing is one of government control creating fear among the citizens. I challenge you, what consequences would you face if you question how TSA handles you? What would you expect to happen if you say “no” to a police officer regarding a roadside search? Why are our countryman arrested for filming police stops? Why do victimless crimes, like drug use or possession, result in incarceration? More frequently the noose is tightening around our necks, “We the People..”

Tuesday, June 07, 2011

What lifestyle changes would you make?

Check out this house. Is it worth it? No mortgage, living happy without the fear of a bank taking everything. Depending on where you have been in the last two years financially you may not understand the changes taking place in America.

The Greatest Depression is continuing in a rapid downward spiral with the plummeting value of home prices. Too many Americans have tied their fate to the future of their home. Since 2008 home prices have fallen 33%.

What is a house? How many people thought they were living the dream of a McMansion - 4000 square feet and a $4000/month mortgage?

I will continue on my 1.6 acres of rural countryside - chickens, woods, space, and simplicity. Life is easy when you have less.

Thursday, June 02, 2011

Happy Anniversary - to My Wife!

10 Reasons I love you More Today than Five Years Ago

Leeann, Happy Anniversary! Five years have passed since we married on the beach on that breezy Saturday afternoon. I loved you then, I love you now. Every day I love you more and these are just a few reasons:
Our friendship is stronger than it was when we met. We have endured hardship and happiness, sorrow and joy. Each trial of emotion has brought us closer together. I love you more because I know for certain you are my best friend.

I feel safe sharing everything with you. You do not judge me, make me feel inadequate, or criticize me. I share crazy thoughts and ideas with you. Together we talk and grow closer. I love you more because I know I am safe with you.

You love my children (your stepchildren) like they’re own. Marrying a man with three children could be scary, but you jumped right in. Not only did you tell me you would never become between my children and me, but you have worked hard to bring us closer together. I love you more because you treat them like they are your kids, we love you together.

We have James – you are an incredible Mom. Parenting is hard, parenting is a challenge, and parenting James is joyful. Every day you are a great Mom and I learn from you, learn to be a better parent. I love you more because you are an incredible Mother.

I understand you are passionate, compassionate, and caring. You do everything the best you can, with passion. You see a side to people I miss and bring out the best in me with your compassion. I know you care about what you do, what I do, and our family. I love you more because you have compassion.

You put all of us (Haley, Marcela, Jack, James, and me) first, and we know it. You always think of adventures, trips, fun, and what we can do to make memories, eat pasta, and love each other together. I love you more because we know you put us first.

You challenge me to be better. You challenge yourself to be better. Challenges bring out the best in all of us and you know pushing both of us will take us to a better place. I love you more because you challenge us both.

We have dates on the couch – dinner, a movie, snuggled. That is our family. My favorite time is on the couch with you, watching a movie, under the brown blanket running our toes together. I love you more because we have found our happiness.

You seek the adventure of travel. You told me when we married you wanted to travel, and travel we have. In five years we have been out of the country (Mexico, Bahamas, France, Italy, Puerto Rico), we have bought an RV and traveled the country, we have taken weekend trips to the beach, Charleston, Hilton Head, scalloping, and many others. I love you more because you push me to travel and I love the adventures we take.

I have watched you grow and become more confident, more successful, and more beautiful. You are aging beautifully. I love watching you in school, love your confidence from learning, love watching you learn about yourself. You are pretty, beautiful, and gorgeous. I love you more because you are amazing and beautiful.

Five years is just the start of many on a life long journey together. We chose each other, and we choose to be with each other. Together we will grow and be best friends for ever. I love you more today, than five years ago because I know you more.

I can’t wait for another five years! I love you LeeAnn.

Wednesday, June 01, 2011

Little Noticed News

Little Noticed News (6/1/2011)
Oprah, Republican presidential candidate implosions, and Obama’s Irish roots seem to dominate the news. On a national and international level none of these newsworthy events will impact most Americans. Instead, I argue there is an entire underlying level of news taking place nationwide, some of which gets a brief mention on one of the cable or broadcast networks, but most of the news disappears not to be heard from again. America is changing, and changing rapidly. Willfully civil rights and constitutional guarantees are being eroded, and yet a blind eye is turned. Below I have listed examples from the last three weeks.
On May 22, 2011 - a Santa Fe, NM high school announced TSA would pat-down students as part of security to enter Prom. From TSA’s own web site, the agency’s mission is, “The Transportation Security Administration protects the Nation’s transportation systems to ensure freedom of movement for people and commerce.” Nowhere is a high school or sports event mentioned, and I cannot imagine being groped on my last night in high school.
May 21, 2011 – Mark Fiornio strolled through downtown Philadelphia lawfully, openly, carrying his permitted gun. The issue at hand is Mr. Fiornio was detained, nearly shot, and charges brought against him for disorderly conduct and reckless endangerment. He tried to explain to police offers he had a permit and cited the statutory laws allowing him to open carry. Local authorities are warning gun owners that they will be "inconvenienced" if they carry unconcealed handguns in the city.
May 15, 2011 – The Indiana Supreme Court, 3-2, ruled people have no right to resist officers who enter their homes under the premise it is in the greater public good and would minimize confrontation. Additionally, the Indiana Court ruled police do not need to knock to serve a search warrant.
May 17, 2011 – Historically police offers required probable cause and a search warrant before breaking into a home. That changed with the Supreme Court’s ruling in Kentucky v. King. Ruling 8-1 the justices gave police more leeway to break into homes or apartments in search of illegal drugs when they suspect the evidence otherwise might be destroyed. Justice Ruth Bader Ginsburg dissented, fearing the ruling gave police an easy way to ignore 4th Amendment protections against unreasonable searches and seizures.
In each of the above cases I can easily see the argument for “greater good”, “public safety” and other pansy excuses. Sadly, “we the people” are continuing to allow our freedoms to incrementally erode away. In one week, four cases that have far reaching circumstances. As a reminder, blood was shed for The Fourth Amendment, which assures that “the right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated,”

Wednesday, May 25, 2011

Nuclear Meltdowns

Nuclear Meltdown (5/25/2011)

This past week I counted at least four meltdowns, all covered with vigor, in the media headlines. Probably the most obscure and curious regarding the hype to most Americans was the arrest, indictment, and release of IMF Chief Dominique Strauss-Kahn. Little do many of my countrymen understand regarding monetary policy, let alone the calls for an end to the dollar as the reserve currency by Strauss-Kahn. The second meltdown was the failure of the Gingrich campaign to gain traction. Laughably, the most academic of a possible Republican field of presidential nominees, fell flat before starting. Like Strauss-Kahn, Newt melted down.

Meltdown number three was President Obama extinguishing his fiery return in the polls by crossing middle-east ally Israel with a call to return to territory held 44 years ago. The contradictory nature of Obama is puzzling as a blind-eye is turned toward our own border issues and we idly watch killing of refugees seeking democracy in Syria. But, the President is pro-Hamas supporting the terrorist organization publicly as far back as May 2008. Israel’s Prime Minister Netanyahu skillfully schooled our President on the fallacies of his position and Obama’s action may be the beginning of his re-election meltdown. Finally, the mainstream pundits could not get enough of the Terminator’s marriage meltdown, number four last week, as revelations exposed infidelity and a love child with a household staff member. Each of these personal meltdowns, in my opinion, is rooted in ego and self-interest.

Sadly though, the most important nuclear meltdown in the world is not garnering any media coverage and is similarly rooted in ego and self-interest. However, this meltdown over the next 30 years will result in many unnecessary deaths and cancers worldwide. On March 11, 2011 the historic earthquake rocked northern Japan, suspiciously damaging nuclear reactors, but denied by Japanese government. A newly released TEPCO report this week contains a disaster timeline stating within 5 hours of the quake fuel rods were exposed and rapidly melting, and within 16 hours Reactor No. 1’s rods had melted down and dropped to the bottom of the reactor. Similar events occurred in Reactors 2 and 3. Today the reactors are continuing to spew radiation and radioactive water is flowing to groundwater and the ocean. Worse than Chernobyl, Fukushima has become the world’s first nuclear meltdown. Curiously, the four men in personal meltdowns garner far more coverage, but every plant, animal, and human being in the Northern hemisphere is now poisoned by the ineptness of a government and power company that chose to hide their failures to protect their egos.

Wealth Disparity

Wealth Disparity (5/11/2011)

A drive through New Smyrna Beach demonstrates the extreme wealth disparity that can be found anywhere in America or the world. From the mega-wealth of beachside to the barely surviving poor west of U.S. Highway 1 radical contrasts in daily life are found. It is impossible to look away in a small town and not acknowledge differences, to ignore them would be unconscionable. Like New Smyrna, America’s numbers are mind-blowing: the top 1% controls nearly 33% of the wealth in America whereas the bottom 50% has just 2.5% of the wealth.

Don’t misunderstand me. I love nice things, eating out, a beautiful home, new cars, and a big bank account. As a country even our poorest live far better than the middle class does overseas, but such argument is not cause for turning our backs on the needy. Similarly, the populist envy driven by our current President does not justify excessively taxing wage earners, or the ultra-wealthy. The current raging debate has disclosed the failures of our progressive tax system: envy that the “rich” pay much of their tax through a 15% dividend, and sadly uncovering through subsidies and support programs a single mother of three earning $14,000 per year has more disposable income than a similar mother earning $60,000.

We need the successful to succeed, creating jobs, opportunities, and capital for driving the economy. Simultaneously an understanding and empathy must exist for those who need help. I do not have solutions, but must argue the debate is lost in political rhetoric and desire to drive pet projects. Taxing the wealthy at 100% will not provide enough revenue to fix the government spending problem and it certainly will not lift those in need. Milton Friedman argues in the movie, “The One Percent” the increasing wealth gap is justified because it has also lifted the poorest of poor. In earlier lectures Friedman, in characteristic fashion, shows at least that government creates a perverse system starting with bad schools, limits opportunity through minimum wage laws, and creates dependency via welfare programs.

The political debate from both sides focuses on our tax system and protecting special interests, Republicans arguing to keep tax rates low on the rich, Democrats seeking more. Sadly, both sides view 67,000 pages of tax code as the holy grail of government purpose and fail to understand simplifying the tax system and cutting spending will allow market forces to work toward solutions benefitting both rich and poor.

iTracker

iTracker (5/4/2011)

In the “Daily Mail” on 4/18/2011 I first read hackers in London discovered iPhones are recording and storing specific location data about their users. Initially the major networks and newspapers in America were slow to report this, taking almost 4 days to do so. Humorously Apple’s, Steve Jobs first offered no such information was gathered and certainly without malicious intent. With persistence though, the media found more details and Jobs did acknowledge the data gathering. So what's my beef? As a programmer I do not consider the tracking file an accident and my concern is the potential misuse of the data. Possibly the programmers had good intentions but knowing a data record of individual details exists would be too tempting for use by others.

Let’s consider three examples. First, police in Michigan have been accused of downloading the data during traffic stops, without warrants or arrest in violation of the 4th Amendment. Law enforcement could use the data to pinpoint the whereabouts of a particular individual. Imagine the phone doing detective work for the police by providing when and where he goes. Second, employees are at risk from employers as the employer typically owns the phone; thus the data can be checked to verify the whereabouts of employees to ensure he is working, or where reported during office hours. Third, consider a contested divorce with a vindictive ex-wife. Through Discovery the data file must be made available and the husband’s whereabouts at any time readily known. In my second and third examples the 4th Amendment does not apply, thus anyone with an iPhone has already voluntarily submitted to 24-hour tracking.

My preference is to believe Apple had no malicious intent in mind when the file was created and most likely it was created to improve location data services and their product service offering. However, some have reported this is a requirement under the Telecommunications Act of 1996 and most likely “we the people” allowed this further erosion of our privacy and personal rights to take place based on the premise, “they would never do anything bad and it will help stop crime or save lives.” In my recent column, “Land of the Free” I argued there is no longer bravery among us and we idly standby while our freedoms disappear. Personally, I have deleted the file on my phone and will continue to do so. Maybe it still exists on a server somewhere, but at least I have fought back. My concern is when will anyone else fight back?

Can I Wear My Shoes Now?

Can I wear my Shoes Now? (5/4/2011)

Sunday night I was on my way home from Atlanta tuned in to CNN when I heard the President planned an unprecedented press conference around 10:40pm. My wife and I speculated on possibilities, “what could be so important?” Jokingly I offered maybe Osama bin Laden was dead, but that certainly was not worth a late night press conference. Of course, if your poll numbers have fallen to historic lows and your re-election campaign was prematurely announced weeks ago then this could be the much needed booster shot.

I argue, “who cares?” Eight or nine years ago the death of Osama bin Laden may have had material impact. For nearly 10 years we have been given the boogeyman of threat, Bin Laden and his minions trying to harm us. Of course, Orwell would not have given up his government boogeyman, Emmanuel Goldstein, because he was the necessary fuel for the government machine. Bin Laden, like Goldstein, is a necessary enemy of the state; serving to distract, unit e and focus the people away from the true issues. Bush brought as bin Laden, a desperate politically troubled president has eliminated him. Reminding us how important it is not to piss off our enemies, the United States is treating Osama bin Laden's body in "accordance with Islamic practice," a White House official says. If this man was our enemy I assert his body be publicly hung in Times Square and treated to a ticker tape parade, unless of course, no body exists and this is a diversion.

So, the real question the next time I board an airplane is, “can I wear my shoes now?” If Bin Laden is dead I assume this means we can pull out of Afghanistan this week and bring our troops home since we spent billions of dollars chasing this idiot through caves, not unlike Bill Murray and the “Caddyshack” gopher. Sadly, the media was quick to report ramped up security efforts, more scanning, and began fear-mongering possible Al Qaeda retaliation attacks. Give me a break, Goldstein (I mean bin Laden) is dead and now the threat level is pushed to imminent. I expect more money will have to be spent to assure Al Qaeda terrorism is minimized. I expect much focus on the White House this week, defining our President as a world-wide hero who saved humanity from an evil man, with the media acting like teen-age girls at a “Teen Beat” cover shoot. Osama bin Laden is dead; can I wear my shoes now?

Wednesday, April 27, 2011

Land of the Free

Land of the Free (4/27/2011)

Our national anthem brings pride unto ourselves when we quote the famous lines, “O’er the land of the free and the home of the brave.” Sadly, since that fateful night at Fort McHenry I would offer the founding fathers fight against royal tyranny for liberty and our forefathers shedding blood for future generations has been usurped by complacency. Examples abound in our current society of both the loss of freedom and lack of bravery.

A December 4, 2006 column in the Russian paper, Pravda, makes reference to “A record 7 million people - or one in every 32 American adults - were behind bars, on probation or on parole by the end of last year', and when these figures are added to the estimated 1 million prisoners of war held by the United States, all around the World, the once great American Nation has now become the greatest jailer of human beings the World has ever known.” Laws such as “Three Strikes” have increased our incarceration rate for even the pettiest of crimes. Even the truly law-abiding are not free. Consider random traffic stops to check your license and insurance, TSA airport searches, security screenings to enter a public event, and proof of identity requirements for job applications and opening bank accounts. Exacerbating the situation is claims these freedoms are taken in the name of liberty.

Ironically, even bravery has been eroded out of fear of consequences. Questioning TSA regarding the 4th amendment and basis for searching six-year olds will prevent you from flying. Publicly videotaping law enforcement creates a fast path to court with criminal charges. My favorite example occurred two weeks ago: Juror 799, an Asian woman in her 20s, when asked to name three people she least admired on her juror questionnaire, wrote: “African-Americans, Hispanics and Haitians.” In the land for the free and home of the brave the woman was sentenced to indefinite jury duty by Federal Judge Nicholas Garaufis – a unilateral decision with no crime committed.

I challenge you to listen carefully to political demagoguery and proposals to “make you safer.” Blood was shed September 3, 1814 to capture freedom and liberty for future generations whilst Francis Scott Key watched the fight and immortalized his feelings. Sadly, our former enemies in Russia watch our freedoms erode and write about it, but the timidity bred into our generations of children makes them blind to the blood given for their liberty and they will not stand bravely for themselves.

Wednesday, April 20, 2011

The King's Speech

The King’s Speech (04/20/2011)

I have never been as angry after a President’s speech as I was last week. Being forthright, I do not like Obama, never have, and never will. I believe he was unqualified to lead our country, has blamed others for his failures, will not hold himself accountable, and ultimately we disagree on the direction our country should go. Furthermore, I believe the Republicans have nothing different to offer than to protect their own interests and continue stealing our freedoms.

The King had an opportunity to win the American people over to the proposals for our future. Our fiscal situation is dire, inflation is increasing, wages are falling, energy and food prices are increasing, the Democrats have proposed spending $1.4 trillion more than tax revenues will produce, and in just 2 years the King and his court have increased the national debt 33%. The Jester, John Boehner, bragged regarding the bipartisan budget agreement, largest in history, but that lie only survived a week. The CBO reported the “real” cuts are only $352 million, less than 1% of the lie put to us.

The King, Jester, court, and sleeping beauty (Joe Biden) know how government works; let me explain. Let’s say you and I spend $100/month on eating out and decide next month we will budget $50 more dollars for dining. Using government accounting if we reduce the total budget to $120, we “saved” $30! There were no cuts; we just didn’t spend what we planned to, unlike spending $70 you and I would have inferred. Because my children’s future is in peril let me propose true government responsibility: mandatory 15% income tax for everyone, 20% for all corporations, and reducing the tax code to just one page as there will be no deductions of any kind. Second, eliminate the Departments of Energy, Education, Interior, Homeland Security, and Health and Human Services. Third, close all foreign military bases. Fourth, eliminate public funding of arts, Planned Parenthood, charitable programs, and any constitutionally questionable program. Fifth, cut all Congressional member and staff budgets and salaries by 50%. Sixth, eliminate all civil service pension plans and special medical plans. Seventh, remind our elderly that Social Security and Medicare were supplemental programs, not entitlements, and cut the monthly benefit to $750/person, regardless of income or marriage.

Only radical, truthful proposals will work to save our country. A parent makes tough decisions and redirects behavior; similarly we need politicians to lead, not steal our futures. The current tomfoolery will continue to strengthen the uprising and anger in America and revolution against the elected royalty will occur.

Sunday, April 17, 2011

My two cents...

The fed is between a rock and a hard place:

- no more QE: the stock market will crash, no easy credit, brakes on economy
- continue QE: rising inflation, real wages dropping, angry voters.

Furthermore the Administration is not supposed to be part of the monetary policy but Obama will politically pay for the decision either way.

What should we do:
- keep your gas tanks full (I filled the RV in January, $2.90/gallon, today driving home it is $3.80/gallon -- $60 savings
- keep your pantry full -- anything you buy today is cheaper than tomorrow
- understand the stock market is like going to Vegas. Best trading option is probably futures contracts
- pay down debt that costs more than 6%-8% to improve cash flow. Anything else is about to become cheap money. Free up the expensive money to invest in CD's, dividend paying accounts when interest rates go back to 10-12-14%
- Remember, as interest rates go up bond prices go down. why do you think PIMCO sold ALL of their treasury bonds?
- Remember the government has $4 trillion in short-term treasuries coming due in the next 18 months

Death and Taxes

Death and Taxes Redux (4/13/2011)

Attending funerals I reflect on death, and although inevitable we deny our mortality one statement that intrigues me is the saying, “Only two things are known; death and taxes.” I know with certainty I will die and everyone around me will die, someday. Of course cause of death cannot be predicted but risks associated with death can be minimized and each of us tries to live with a goal of prolonging life and we fight death with all of our might but cannot stop its inevitability. Taxes, however, are not an absolute, but we evolved to accept taxes part of our being, just like death. Instead of continually working toward ending this other ‘absolute’ in our lives our society seems willing to perpetuate this self-destructive mechanism upon ourselves.

Taking a step back, maybe a better word for tax would be “privilege payment”. We pay for the privilege of living in a civilized society, and this argument could be made throughout human history. Most of us are willing to contribute a nominal amount of our individual efforts to support the purported common good of the society in which we live. I accept there is a cost to civilization as I expect infrastructure for safe water, sewage disposal, defense, and transportation.

Regardless of the specifics of the individual line items that we agree to tax ourselves for, we should constantly examine the necessity. I choose to minimize the risks I take in my daily life, exercise, eat well and therefore am hopefully prolonging my life and cheating death. I argue that we no longer do the same regarding taxes and instead readily acquiesce to taxing our individual efforts and allowing the state to control and disburse them. I assert we have voluntarily enslaved ourselves to an entity that we may not be able to escape.

Death is inevitable; the process of self-destruction through taxation is not. Taxes are acceptable when presented with a true cost and benefit analysis, a clear exit strategy from the tax, and a method to provide for checks and balances against a tax. If you were taking an inventory of your personal health in an effort to ensure you were prolonging your life you would question every risk, every activity, and eliminate those that are harming you. This same analysis must be performed frequently and regularly regarding taxes. We must question every dollar that is spent and be willing to take tough measures to eliminate waste, just as you would do personally.

The Hydra Monster

The Hydra Monster (4/13/2011)

On Friday Americans will repeat the annual ritual of paying taxes. Local television stations will provide live coverage from postal offices near closing time; editorializing what we “must” do to pay our taxes. Obediently most all of her citizens will have complied and the monster of government will continue living, and regardless of attack she cannot be killed through starvation or even radical cuts. Valiantly some men are trying like Congressmen Ron Paul and Paul Ryan, but attempts to shut down the government and truly kill the monster to save future generations are met with mockery from the press and she continues to live.

Sadly, the Hydra Monster lives at all levels of our lives. We start with our paychecks by enslaving ourselves for the first three to four months of the year to pay Federal income tax (20%) and FICA (7.65%). Sadly, most people ignore the 7.65% raise they would receive if employers did not have to pay taxes “on their behalf.” In Georgia I have a state tax of approximately 3% and there are the other taxes my employer pays instead of paying me: SUTA and FUTA. Adding it all together nearly 40% of our paycheck is gone. In November most local municipalities seek property taxes on those who own real estate, amounts of $5-$15k are averages in Volusia County (let’s assume 10% of income). With every purchase comes sales tax: 6.5%. Adding everything together comes to 55% of earnings. Of course, there are countless fees and taxes on phones, internet, licenses, and registrations further driving up costs.

Taxes anger me because the Hydra Monster called government relentlessly feeds itself on the backs of all men and abusively spends the collected monies. At the national level the monster is so large the President readily acknowledged during his promotion of healthcare fraud and waste in Medicare comes to $1 billion, but the monster lives on. Locally governments build multi-million dollar firehouses on prime commercial property and create pension plans to allow productive citizens to withdraw from the workforce at early ages. In Nassau County, NY policeman earn $100k after five years and are entitled to hundreds of thousands in annual retirement benefits!

Our country is dying, consumed by the Hydra Monster. No matter how hard our heroes try to cut a head she will live on, breathing fire against her people, growing meaninglessly, and adding more heads to become ever more pervasive and invasive in our lives. Radical change is required to defeat the Hydra Monster, only banded together can she be killed. Paying taxes this week is a sad offering to the misery befalls man but will make the Monster stronger.

Hypocrisy

Hypocrisy (03/30/2011)

I consider hypocrisy to be the most appalling and disgusting action someone can take. I believe examples abound like politicians campaigning for family values then engaging in affairs, organized religious leaders looking away from rape by their clergy, preachers wrapped in wealth, or global warming followers driving jets and SUVs. Many on the right are struggling with the hypocrisy of the press; their basis of accusations of liberal bias against the mainstream media. Out of fairness, our media has never been held accountable for any reporting, no matter how inaccurate. With the Libyan conflict though it appears a “wink-wink” of approval has been made to the current administration.

In December 2007, Senator Obama said: “[the] president does not have power under the Constitution to unilaterally authorize a military attack in a situation that does not involve stopping an actual or imminent threat to the nation.” Shortly thereafter Senator Obama was supported by Senator Joe Biden who pledged to start impeachment proceedings against President Bush if Iran were attacked without congressional approval. Ironically, we find ourselves with the hypocrisy of our President and Vice President doing exactly what they accused Bush of doing. On March 19, 2011 President Obama stated, “Today we are part of a broad coalition. We are answering the calls of a threatened people. And we are acting in the interests of the United States and the world.”

Hypocritically the question must be raised as to how Obama could make such a statement, and ignore his prior assertions of Presidential authority. Over the last several weeks uprisings have occurred throughout the Middle East, starting with the self-immolation of a fruit stand worker in Tunisia. Each of the middle-eastern governments has turned on its citizens: Tripoli, Yemen, Bahrain, Libya, and of course our oil-rich ally Saudi Arabia. While the President had psychic-like success with his NCAA basketball picks his reason to start a war with a meaningless dictator remains a mystery. Whether or not I agree with Mohammar Qhaddaffi, Libya is a sovereign nation entitled to manage her affairs, or the same principles shall apply to China, Korea, Venezuela, and most of the middle-east. Protected by our media it is easy to see the quick dismissal of the hypocrisy of the situation, as a lover will always look away. “Hypocrisy is a fashionable vice, and all fashionable vices pass for virtue,” – Moliere (1622-1673).

Friday, March 25, 2011

Books I have read in 2011 (1Q2011)

I recently came across a quote by someone that has stuck with me. Specifically he said, "You will be the same person 10 years from now except for the people you meet and the books you read." I am an avid reader and always have been. I am trying to get back to a book a week average, building professional development through reading. When I was in college and my early career I was a HUGE reader of biographies because I believed we have limited time on earth and what we could read and learn from someone else would create additional lifetimes in our own lifetime. Make sense? There are limited hours in a year.

Considering there are limited hours in a year most people say the do not have time to read. I challenge this. I find reading time at the gym (ride the bike) and before bed. Additionally, I try to keep a book handy so I can always pick on up at anytime.

Consider these numbers - I try to read 10 hours per week (90 minutes per day). It is easy to find 90 minutes, just turn off the TV or quit browsing the web. Take 10 hours per week X 52 weeks per year = 500 hours per year. If you read for 5 years, you just read 2500 hours, or the same as an entire year at work serving 40 hour weeks! You have to learn something, your mind must grow, and there will be professional development. If your peers spend their time watching ESPN, American Idol, or Desperate Housewives and over the same 5 years you read 250 books (a book a week), your knowledge will be far greater. You will be growing.

READ.

So far this year:
Live Younger Next Year(1/15/2011)
Full Dark, No Stars, Stephen King(1/17/2011)
Mayo Clinic High Blood Pressure(1/20/2011)
Parenting Book - 6 steps 1/25/2011
The Emerging Police State - William Kunstler (1/28/2011)
Blue Highs (did not like) 1/31/2011
How to Win Friends & Influence People by Dale Carnegie (also available in audio)(2/4/2011)
5 Questions every Organization Should Ask - Peter Drucker 2/4/2011
The Changing World of the Executive - Peter Drucker (2/12/2011)
Getting Things Done - Edwin Bliss(2/14/2011)
The Effective Executive by Peter Drucker (2/18/2011)
The Contented Achiever (2/26/2011)
Go Put Your Strengths to Work - Marcus Buckingham (3/1/2011)
Outliers - Malcolm Gladwell(3/4/2011)
Dare to Win - Gary Leboff (3/18/2011)
Makers and Takers (3/28/2011)

I am Angry

I am angry because it appears no one knows what is going on around them with deficits, rising fuel prices, Islamic radicalization, and Middle East uprising. The most twisted issue is an American society willing to tax food, clothing, and shelter, at the same time as supporting 44-million Americans on food stamps all while watching media celebrities like Charlie Sheen make fools of themselves. It cost an extra “Andrew Jackson” to fill my car today and the mainstream blames fuel prices on the Middle East, but that's far from the truth. A middle-school look at the readily available data shows a more fundamental reason for the rise, one destroying our lifestyle and future.

Rising fuel prices are simply attributed to three factors: monetary supply, supply and demand, and speculation. Speculation is based on fear in the market which is driven by political unrest around the world. Supply and demand is a direct consequence of emerging economies, hurricanes in the Gulf, or destruction of Middle East oil assets. Although the Middle East uprisings are dominating news reports daily, the current rising prices are truly a function of monetary supply. Fed Chairman Ben Bernanke speculated on QE2 in August 2010 and it was officially announced November 4, 2010. Each week I graph crude oil prices and up until August prices were relatively stable, but immediately following QE2’s speculation fuel prices started to rise, increasing more after the official announcement. With the devaluation of our currency, OPEC announced a desire for higher fuel prices to effectively capture the same income. Today’s Middle Eastern uprising is a secondary issue exacerbating the underlying cause of rising fuel prices. Blame our government and central bank, not those fighting for civil liberties.

The solutions being thrown around by political pundits from both sides make no sense and demonstrate politics’ need-to-please, not realistic solutions. Opening strategic reserves is anecdotal to a giving a cancer patient a band-aid. “The Long Emergency,” as James Howard Kunstler writes, has begun and political unrest, failed monetary policies, and a third-world desirous of the same excesses we enjoy will continue to drive oil prices upward. I am angry pop-culture nonsense Tom Brady’s hair and Gaga’s breast milk ice cream exploits resonates more importantly than the collapse of our currency. On November 10, 2010 I wrote, “Gasoline should easily reach $3.40/gallon by April as OPEC is demanding a minimum $100/gallon.” I am angry no one listens.

Left - I agree more than you think

I rarely read the columns to my Left and Right on this page, but recently was made aware of a comment asserting I had a “Right” bias. Although probably not far off at first glance, due to my fear of tyranny through larger government, I thought I might take on the challenge and clarify many of my positions for all who read. I compiled a list of my columns for the last 80 weeks and saw a common theme emerging, one that distances me from most on the Right and those on the Left, but more so defining a tolerant middle-ground. Let me proceed.

We should not have a death penalty, in my opinion to put one innocent man to death is far more grievous an error than all the guilty men “legally” killed. In contrast I would argue the same applies to abortion and we should not terminate those who cannot speak for themselves. I do not support school sponsored prayer, or even prayer at a public event. At the same time I feel it is wrong to tell someone they cannot pray or express themselves religiously, both positions fail to respect the individual. I do believe the environment should be protected at all costs, to not be a conservationist is only destroying the world for future generations. However I am of the opinion Global Warming is complete hogwash. Regarding health care, as dutiful men we need to care for the indigent and infirmed, but government is least likely the right mechanism to transfer such wealth whereas charity and selflessness will more efficiently provide.

I move far from the left on the concept of income redistribution and sincerely believe all men are created equal, and therefore have an equal chance of success. However, I do believe some amount of government regulation is necessary as many men will choose cheating and scheming over honesty. Like many on the Left I believe the Patriot Act was the most abusive attack on our civil rights ever made and it should be immediately abolished. Unlike those on the Left I believe the Founding Fathers did not see the Constitution as a living document, fearing tyranny, and wanted to give liberty from government to future generations.

I can state my position succinctly: I love my country, but fear my government. "When the people fear their government, there is tyranny; when the government fears the people, there is liberty." - Thomas Jefferson.

Friday, March 04, 2011

Destroying Futures

Imagine earning $30,000 (3 Trillion) per year but having bills and obligations of $42,000 (4.2 Trillion) per year. Additionally, let’s assume you have a spouse and two children with wants and desires. With your income falling short you would know radical changes in your lifestyle must be made and if you are a Dave Ramsey fan you know every expenditure would have to be considered and nearly one-fourth must be cut. However, the kids will complain if you cut their movies, food, school activities, clothes and even iTunes budget (government spending). Your spouse does not want to discuss the issue because she feels the problem will go away, as if by magic, and there is no reason to upset the kids (political debate).

However, there is an answer: debt. Of course, a loan to create a source of “income” can be created (deficit spending). For instance, a second mortgage on your home could fund the shortfall and maybe allow you to buy a new big-screen television or car, a hugely popular decision at home. But this only works for a while, quickly you discover the interest only payments add another $500 per month to your obligations, thus you are now using the debt taken on to pay for the original shortfall and the new debt (treasury auctions)! You have looked for ways to increase income, but the economy isn’t growing and no one is hiring (tax revenue). Your anxiety increases because you know this cannot keep going and bankruptcy may be the only way out.

One day however, your neighbor Fred (Federal Reserve) knocks on your door and explains his multi-level marketing business is doing well and as long as he keeps getting new people involved his success will grow and he would like to help you. Hesitantly you agree to his proposal: he will paper over your debt (purchase bonds), and you can repay him in 30-years. Thoughtfully you think his proposed near zero interest rate and 30-year offer has to work. At age 50 it is even unlikely you will be here in 30 years to deal with the repercussions. With a wink, Fred explains your children will assume the entire debt, with interest. After contemplation you feel it is better to risk your children’s future than to reign in your lifestyle today, and hurt their feelings, and since they do not get an opinion (can’t vote) they will never know. Like a deal with the devil, you know there is no way out.

Wisconsin

I debated whether to offer an opinion regarding Wisconsin, but knew I could not let go of this protest. I am impressed with the 65,000 plus protesters that believe in something strong enough to brave the cold. More important to see debate with such passion engaging on our own soil gives me hope toward future revolution against our government and the tyranny we face. It appears the press – from the left and right, have managed to blur the issue at hand as there only appears two possible opposing views when tapping MSNBC or Fox News. I hypothesize three parties are now at war in this country: Public Servants, the Ruling Elite (executive pay), and the Private Sector. Thus, a two pointed perspective does not work and furthermore the issue at hand is not about trimming union rights, but re-aligning public servant compensation.

Austerity measures will generate class warfare and in this Great Recession the compensation of the three parties has diverged greatly. Executive pay remained safe and increased greatly and Public Service payrolls have increased far greater than private payrolls. On the other hand, the Private Sector has suffered irreplaceable job losses, flat wages and lives in fear of a pink slip delivery tomorrow. At the same time the Private Sector is asked to pay more income tax, more sales tax, more property tax, and more fees to pay for the perpetuation of Public Service compensation programs and to bailout reckless executives who lost gambling bets against the masses during the debt fueled frenzy.

Ancient Rome succeeded through an ever expanding territorial economy fueling the wants and desires of Caesar. The masses found relief through entertainment at the Coliseum and a sense of safety, but yet traded liberty for trite compensation. Similarly, America is like Rome; rich Senators, a small ruling class, and wealth obtained for a few due to the destruction of others. Our masses are entertained by media and sports, not taking time to understand the reason behind the need for change. Like Rome our public servants are protected by a never ending spigot of tax dollars and turn against the working class and income earners for whom they supposedly serve.

It is forgotten that our children will ultimately pay the price. Something is happening in America right now, and it started with the bursting of the debt bubble three years ago. Denial has not worked and protests will become more common, maybe leading to revolution. I am concerned for my children’s future and cannot imagine the tax burden, inflation, and tyranny they will face if we do not stop opposing the protesters in Wisconsin.

Wednesday, February 23, 2011

Dad's Money

Dad’s Money (2/23/2011)

Nightly we are bombarded by incomprehensible numbers regarding Federal government spending: $14 trillion debt, $4 trillion budget, $1.5 trillion deficit and $180 billion interest payments. There are too many zeros on each number to print in this column, twelve each for the debt and deficit. Sadly, like gamblers in Las Vegas using colored poker chips we have lost sight of reality because no one touches the monies. As taxpayers our view of the government has become like a child’s view of Dad’s spending. A five-year-old watching his father has no idea where he gets money, but feels there is an endless supply. Sometimes Dad reaches in his pocket and uses green currency or coins like nickels and pennies. Other times Dad uses colorful plastic cards and swipes them in machines, and Dad has a book with checks where he illegibly scribbles names and amounts and declares the bills are paid. Of course, he also logs on his computer and banks via the web. Similarly, the government engages in a playful deception of payments, using computers, checks, and cash cards to move monies around.

Dad always seems to have money and as five-year olds we know he leaves each day and goes to work to make more. A connection between work and money seems obvious because doing chores sometimes brings allowance to children. As young children we always seem to have food, clothes, and toys. We don't know how the lights operate or anything about mortgages and rent, insurance, gasoline, or car payments. However, we know dad takes care of us and most citizens view the government the same way with no understanding of tax income or expenditures

Right now we are enjoying historically low interest rates, easing interest payments on our $14 trillion debt. If interest rates return to historic norms of 6% the payments will increase to approximately $840 billion, nearly 23% of our current budget. Like a five -year-old trusting Dad to make money and spend money to care for the family we believe our elected trustees will do the same. However, re-election drives decision making, not the tough longevity of parenting and sadly our federal government is recklessly spending money. Congress must be held accountable for the deficit spending because they are bankrupting our country. Every parent and grandparent should know what is happening and encourage Congress to stop today’s fiscal negligence. Congress is punishing our future generations with inflation, high interest rates and more taxes. Sadly a five-year-old cannot stop Dad’s recklessness, but as a voter you can stop Congress.

Wednesday, February 16, 2011

Homework

My daughter’s homework recently piqued my interest while she was studying for an exam. Currently, she's taking an American Government class; learning about types of government like authoritarian, dictatorship, oligarchy, and democracy. During our studying though we came to a handout that forced me to question today’s teaching as it focused on explaining the role of government. It is this question that divides left and right, Democrat and Republican. Personally I have a strong libertarian view which believes in a very limited role of government.

Reviewing her handout I learned there are seven roles taught to today’s students: defense, taxation, judiciary, education, health care, transportation, and economy. I wondered how many Thomas Jefferson would include on the list and speculated three: defense, taxation, and judicial review. Seeking a more definitive answer I found only defense and judicial protection receive consensus and without taxation the rest of the list cannot exist. Sadly, I think our country has reached a crossroads in development: we can have freedom and independence to control our lives with no government involvement but risk personal loss and failure, or we can mutually combine all of our earnings and share the bounty regardless of productivity to protect our entire society against any calamity that may befall us.

I believe the second option has been tried repeatedly throughout history and most recently by the idealist Karl Marx in a quest to end class struggles; recognizing the needs of the proletariat against the bourgeoisie. Modern communism expanded on the efforts of Marx’s writings with Lenin and then Stalin accelerating its spread; dictatorial regimes use communism to disguise their own human rights atrocities. Many would claim the U.S. has recently failed at the longest running experiment in capitalism and laissez faire economics allowing business to overrun the working class. However, a quick glance at American history confirms anyone, regardless of status, education, or connection can succeed to enormous wealth, unlike communist nations allow. Successes like Bill Gates, Larry Page, and Jeffrey Bezos abound and even Presidents Clinton and Obama come from the poorest of backgrounds and family struggles.

Ayn Rand concisely describes the role of government “as, the police, to protect you from criminals; the army, to protect you from foreign invaders; and the courts, to protect your property and contracts from breach or fraud by others.” I believe the role of government is to allow me freedom of choice – to succeed or fail

Saturday, February 12, 2011

Cairo - Do Americans Riot?

Cairo – Do Americans Riot?

Several weeks ago uprisings in Tunisia dominated the evening news and daily papers. Most Americans are quick to dismiss such events, and why not? Steven Tyler’s performance on “American Idol” or the choosing of 20-something millionaires to play in the Super Bowl delude the masses; appearing far more important than citizens risking their lives for freedom. I too have felt the challenge to understand, but in college I watched Chinese students challenge communist regime and ultimately give their lives in Tiananmen Square to demonstrate the human rights violations of their government. Growing up I knew the communists of the U.S.S.R. regularly violated individual freedoms and imprisoned citizens behind the iron curtain. Through Hollywood movies I learned more about the fight after World War II and my history classes tried to explain the actions of authoritarianism and dictatorships.

Although many arguments about the cause may be made, the issues in Cairo this week are driven by 30 years of authoritarian rule under President Hosni Mubarak and a discontent youth rebelling against his authority. But the recent riots are not new, and by no means ultimately represent the underlying problems in a country desirous of democracy but operating with an ancient mentality. On November 24, 2010 a Christian was killed, 100 arrested and 3,000 demonstrators protested the razing of a new Christian church built without a permit. Under Ottoman law a permit is required to build a Christian church, in contrast Mosques are built easily and regularly without review of a state authority. Today many assertions are being made in the media that the riots are religious in nature, but local reporting and blogging, held an opposite view. Instead, the riots are the result of 30 years of oppression and dictatorship and inspired by the Jasmine Revolution in Tunisia.

As the World’s policeman the American citizenry believes our own government is above such actions and the riots we watch overseas could not occur here. My wife and I had a conversation this week about Americans and whether riots would take place here. Coincidentally I am reading a book, “The Emerging Police State” by William Kunstler and together we watched “Battle in Seattle,” chronicling protests against the World Trade Organization. Skeptically I listen to the outrageous conspiracy claims of Alex Jones and wonder if any truth inspires. As I learn more though I have discovered striking parallels between the radical claims of the left and the right; the common thread leading to a questioning of our government’s actions. Uprisings have occurred on our soil, and many are similar to Egypt: spurred by youth and ideological believers desperate for change and an opportunity to be heard. Sadly, like Egypt, death has come upon those who question the United States government or the corporations profiting and seeking protections through the rule of law.

Kunstler’s book is a compilation of speeches made through the years and inspired by his battles for justice. In my opinion it is easy to condemn the actions of those we do not like, but it is more important to defend the application of justice when we like it least. From a speech in 1971, with memories of Kent State fresh, long forgotten to the annals of time and unknown to anyone under age 40 today, he indicts the government for condoning the slaughter of unarmed students, using the law to fabricate evidence and justify its actions. In the most disgusting example, the Grand Jury which is supposed to provide protection from the law, but serves as an agency of the government, found the National Guard justified in shooting, although no student sniper existed and it was a Major’s discharge of his sidearm that prompted spraying the crowd with bullets. Furthermore, the Grand Jury recommended .22-caliber bullets should be used against future student demonstrators instead of the larger, more harmful caliber M-1.

Forty years later, in the summer of 2010, Pittsburg was shut down and noise suppression cannons were used to hold off G-20 demonstrators. No one was killed, but our government has mechanisms to slow and prevent demonstrations. Likewise, the movie “Battle in Seattle” shows the offensive measures police and National Guard took against WTO protesters in 1999. Since then “Exclusion Zones” have been created and are defined as “areas where protesters are legally prohibited.” A quick read of the Bill of Rights contradicts this as the Congress was prohibited from passing any law interfering with the right to peacefully assemble. Without protest though, we have sheepishly allowed court rulings to support the establishment of Exclusion Zones and Free Speech Zones, often located miles from the desired protest site and set behind concrete barriers, fencing, and razor wire.

Watching from a distance this past week I am concerned our government and media does not condemn Egypt’s actions to shut down the internet and communications. With bi-partisan support the Senate is prepared to again introduce legislation to create an “Internet Kill Switch.” In Egypt stopping communication has become necessary to thwart organizing by protesters. I believe many Americans view such actions as part of their perception of safety, but I counter it is another step in the incremental destruction of our freedoms. When challenged, a congressional white paper on the measure said the proposal prohibits the government from targeting websites for censorship “based solely on activities protected by the First Amendment of the United States Constitution.” Ironically, the same language is used in the Patriot Act.

Our country is radically changing, not in terms of Democrat versus Republican, but government and corporations versus citizenry. Each of the Amendments of the Bill of Rights has been usurped over the last 40 years to protect the state and corporation. Meanwhile we have sat idly by accepting, like children, the supposed safety created in exchange for liberty. We have watched legislation pass that punishes minorities and the indigent in greater numbers. Currently the mainstream populace finds itself victim to the banking, mortgage, and credit fraud perpetrated by the elite few and legitimized by Congress. I challenge you to understand why youth in Egypt are risking their lives against oppression, question why Icelandic people rioted to avoid the indebtedness of the banks, why 170,000 TSA employees have the freedom to ignore the Fourth Amendment, and why both sides of Congress support legislation to cut communications via the Internet. From the comfort of our homes it is safer to let others protest and not put ourselves at risk. I think the answer to my wife’s question about whether Americans riot is easy, “the passionate due, the idle don’t.”

Wednesday, February 02, 2011

1970s versus 201Xs

The kids wearing plaid pants and striped shirts with long hair watching the “Brady Bunch”, “Adam-12” and “Emergency” are the men and women running our government today. It seems these “kids” have no recollection of the politics or monetary policy of the 1970s, instead only remembering the Bicentennial, bell bottom jeans, and Nerf footballs. A careful examination will show a decade that suffered an energy crisis causing an immediate recession. The same happened in 2008 when oil prices rose rapidly to $147/bbl driving our economy over a cliff to financial Armageddon. Nixon removed the Gold standard in 1971, and the Federal Reserve enacted new monetary policies to bring recovery. No radical method helped Nixon or Ford, and a hopeless Democrat was elected; promising prosperity and unable to deliver as we added the word “stagflation” to our vocabulary. As America entered the 1980s, after seven years of lackluster growth interest rates rose rapidly crushing the housing recovery. I remember my own parents struggling with 18% rates, job loss, and our manufacturing shift overseas as Chrysler sought a bailout and American’s learned “Made in Japan” meant quality compared to our union produced assembly lines.

For ten years inflation was high, reaching 13.5% in 1980 and unemployment soared above 10%, but like today the same policies were held: Federal spending never slowed, and tax increases for the rich were proposed. Gold prices accelerated and fueled speculation the end was near and the economy would not survive. Talk of wind mills, solar panels, energy conservation, and self-sufficiency abounded. Reviewing newspapers from the early 1980’s it is easy to spot Tip O’Neill’s 100-plus Democrat majority was adding to federal spending faster than the revenues received, not unlike the recent Pelosi dynasty. I found one article stating for every 1% increase in unemployment Federal spending deficits increased by $25-40 billion during the 1982 recession because unemployment drives down revenue and causes government to spend more.

Many argue the cornucopianism of Ronald Reagan saved the economy through supply-side tax cuts. I would argue a direct correlation should be made between recovery and oil prices as the UK's discoveries of North Sea oil increased supply and probably fueled the recovery of the 1980’s and 1990’s. The 1970’s are remembered for Disco and parties, instead we should truly understand the damage of failed economic policies. We are three years into the current economic decline and the kids I knew now run Congress; I would offer 1970’s history provides more answers than the academic speculation used today.

Wednesday, January 26, 2011

My Buddy Neil (1/26/2011)

My buddy Neil is a great guy and well entrenched in his opinions as he is in his mid-70’s. One topic which always leads to vigorous, friendly disagreement is politics; as a senior citizen Neil enjoys and takes advantage of many of the programs offered him, like Medicare and Social Security. Overall, he feels entitled to benefits available to someone like him who worked hard all his life. I guess I can’t blame him, but I grew up being told social security would not exist when I needed it. In fact, it is now broke and taking in less money than payouts. Sadly, the government “borrowed” against the Social Security trust fund and there is nothing but journal entries reflecting what should be a solid program.

Meanwhile I, in my mid 40’s, feel like I carry the world on my back to produce and earn income, not only for my own family, but due to taxes for many other people too. Neil and I have conflict on what we see as the role of government. Last week we discussed politics: Obama, Fox News, Democrats and Republicans. In the course of conversation Neil commented he didn't realize I write this column every week, thinking I was an occasional guest appearance. He challenged me, wondering about my position and I explained I try to hold a middle ground and this earned a respectable smile.

I quickly reminded him I don't have cable television and therefore the opinions I write are original. He asked how I see the world, “left or right?” I replied I have realized during the last 70 columns I am a libertarian and my friend’s eyes opened wide whilst asking me to define myself further. Suddenly I found myself defending what I would call the anarchists view of libertarian politics. Instead, I explained my definition of libertarianism is quite easy, “we need nothing more than 7 of the 10 commandments and they serve as a guidebook for libertarianism.” In short, in the middle, I believe less government is good; I can make better decisions than anyone else can on my behalf, and we should not legislate against stupidity. As the “Man in the Middle” I try hard weekly to maintain a balance and offer original opinions and insights. By the way I sent Neil my last 70 columns and look forward to debating what he reads.

Wednesday, January 19, 2011

Together We Thrive?

Together We Thrive?
We must remember Rahm Emanuel’s words, “never let a good crisis go to waste” when examining our President’s speech last week. It is amazing the office of the President, for purposes of offering condolences to the families of six murder victims and 14 injured, could exploit the opportunity to start the 2012 Presidential campaign. Can you imagine planning a speech for a country dealing with a heinous massacre and yet giving thought to producing 13,000 Tee-Shirts with the political slogan, “Together we Thrive”? I am concerned so many feel willing to give the political establishment a pass, in fact admire them for tactless, grotesque behavior so obviously filled with self promotion over those they govern. I remain steadfast in my opinion that leader’s rise naturally by supporting and promoting their followers; not seeking the glory of the limelight or by utilizing and politicizing opportunities. What are the odds Congressman Giffords opened her eyes after President Obama’s visit, leaving him to announce it to the country? The news was delivered like a Sunday morning preacher telling his flock what they want to hear and consumed without suspicion regarding this questionable coincidence.

Sadly, the politicization of Tucson was unavoidable, and I am too young to make comparisons to similar assassination attempts like Reagan, Ford, Wallace, King, Kennedy, Malcom X, Truman, Long, Roosevelt F., Roosevelt T., McKinley, or Garfield. The reporting of such events prior to Kennedy was primarily via radio and newspaper, and Kennedy’s assassination brought us the immortalized words of Walter Cronkite, but without opinion and speculation. The common theme in all of these attacks trends as a mentally deranged individual acting independently, seeking attention and lashing out at society. Last week, there was no need for the President’s call to examine the discourse of self-governance, or to repeatedly mention a need to prompt reflection and debate. In short, a single, mentally ill man, Jared Lee Loughner killed six people and the wheels of justice will run him over and serve the appropriate sentence. In the meantime, the reporters and trusted news pundits should be held accountable for inaccurate reporting and we should be disgusted by the President’s abuse of a sad event. We the people should encourage our elected officials to steer clear of the politics and calls for limits on free speech and restrictions on guns; instead understanding there are sick individuals among our 300 million and the actions of one do not represent groups, beliefs, or politics.

Sunday, January 16, 2011

Welcome Back

Welcome Back
The 112th Congress began last week and last Monday night I found myself watching C-Span replaying Rep. Nancy Pelosi’s inaugural speech to the 111th Congress. In January 2008 we were on the cusp of driving over an unforeseen cliff into financial armegeddon. Therefore I wonder if Ms. Pelosi’s speech was sincere in its lofty promises regarding spending. She did manage to accomplish many of her goals including the passage of national health care. However, her single biggest failure was the blatant spending, supporting increases and propelling the national debt higher by $5.3 trillion dollars. One can easily argue it was not her fault, the financial crisis created a historic problem requiring spending unprecedented monies.

This past November Ms. Pelosi was re-elected by the constituents of the ultra-liberal California Bay Area 8th district identifying gay rights, social programs, and government intervention as the solution to America’s problems. On the other hand, also welcomed back was Rep. John Boehner, Pelosi’s outspoken critic in the House and the new House Speaker. The 112th Congress comes to Washington with great expectations to generate jobs, protect our soldiers, and provide tax relief. Influenced by the Tea Party movement Congress started its session with a historic reading of the Constitution to remind members our founding fathers had a vision for a great republic, guided by fiscal conservatism, and relief from tyranny. I applaud the efforts to require all new bills cite the Constitutional authority given to Congress to enact it. With this citation the legislature would no longer spend many nay years awaiting the judiciary’s decision to overturn unconstitutional legislation.

Sadly it appears we remain at a crossroads in American politics as even a reading of the Constitution is called pompous theater by the likes of the New York Times. Regarding the 112th’s efforts, much debate will take place regarding the “Constitutionality” of their proposed actions, and only one man knows the intent of the Constitution although many consider that intent clear. I welcome back the members of Congress and hope they will look to Jefferson’s writings to protect our future, “Our tenet ever was…that Congress had not unlimited powers to provide for the general welfare, …was never meant that they should provide for that welfare but by the exercise of the enumerated powers, so it could not have been meant they should raise money for purposes which the enumeration did not place under their action; consequently, that the specification of powers is a limitation of the purposes for which they may raise money." – Thomas Jefferson, 1817.

Saturday, January 08, 2011

Tort Reform

Tort Reform

A discussion about nationalized healthcare cannot take place without mentioning tort reform. In essence, the thought is ‘reducing litigation or damages’ will reduce costs to healthcare. Of course, we could assume that would translate to all industries. Everyone remembers the lawsuit against McDonalds for serving hot coffee, spilled by the consumer. The initial amount of damages awarded was almost $3 million… and was eventually settled out-of-court for $600,000.

Similarly, businesses face threats of lawsuits daily from falls in parking lots or stores, misuse of products, or frivolous acts. A rampant industry of “legal theft” has been created by the television and billboard lawyers fishing for clients who may have an ailment never before considered, but with marketing and awareness suddenly thousands can suffer from imaginary problems, become part of a class lawsuit, and make money. The real winner is the law firm making millions in fees and taking a significant portion of the award.

Movies like “Erin Brokovich” and the many John Grisham novels/films have reminded us of the sympathetic need for our ability to litigate. In these blockbuster films the destitute win against the big, bad corporation and remind us they are evil and must be punished. In other parts of the world citizens cannot sue for millions and must bear the cost of legal fees when initiating a lawsuit and the defendant’s costs - should they lose. Neither method is perfect and creates unintended consequences. Americans appear frivolous and greedy in seeking justice and other countries appear to favor the big company over the individual.

Unfortunately we all face other consequences of our system. Imagine driving your car down Flagler Avenue and having a bicycle run into you. Several weeks later you may find a television lawyer serving you with a lawsuit. Regardless of fault, your insurance company will pay, not even argue the case, as the lawyer pursues an endless income stream from legal extortion. Similarly, a professional license is jeopardized by frivolous complaints and legal fees; to defend proper decisions can cost tens of thousands. Imagine the numbers professionals in the financial industry accused of “losing money” during the collapse of 2008-2009. Of course, the likes of Bernie Madoff permanently tarnished the reputation of those exercising due diligence.

Regardless of fault, a system of arbitration to bypass the expense of discovery should be established, especially on an individual basis. Principles costs money and often settlement to find personal peace through dismissal is a better option, but a feeling of admission of guilt is created when no guilt is present. “I do not add ‘within the limits of the law’ because law is often but the tyrant’s will, and always so when it violates the rights of the individual.” – Thomas Jefferson